Roadmap Financial

Some financial advisors only focus on helping you accumulate assets.  Some accountants only look back as of December 31st to help you pay your correct tax bill.  We believe it’s our job is to also help you look forward to reduce future tax bills, and help you avoid unnecessary risks in your retirement years and your estate plan. You didn’t work your whole life to make Uncle Sam one of your biggest beneficiaries!

Without a complete review of your personal situation, risk tolerance, income needs, tax situation, long-term care needs, and estate and charitable desires, no one can or should have an opinion on whether a specific investment or financial product is right for you. An advisor should always help you build a plan by discovering your true desires and needs prior to making any recommendations.

 

Make sure any advisor you work with answers these
5 critical questions before you make another financial decision!

 

  1. Have you adequately reviewed my personal situation to make sure this recommendation is in my best interest?
  2. How will your plan affect my tax return each year and what future tax issues may concern me?
  3. How will your plan affect my income and liquidity needs in the future?
  4. How does your plan match up with my risk comfort level?
  5. How will your plan affect the transition of my estate to my heirs?

 

Our simple, easy to understand, 3 Step Review is a great way of helping you determine whether or not your current strategies and plans match up with personal concerns and goals.

 

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This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through Trust Company of America, TD Ameritrade, Jefferson National Life Insurance Company.

Your investment advisor may recommend third-party money managers who utilize investment strategies designed to minimize portfolio volatility and reduce the risk of declines in account values. Like any other investment strategy, this approach entails risks, including the risk that client accounts can still lose value and the risk that a defensive position may, at any given point in time, prevent client accounts from appreciating in value.

 © 2017 Roadmap Financial Consulting, LLC. All Rights Reserved. 

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